Contracting and Builders Insurance

Future Planning

Foundation to Finish, Tailored Insurance for Contractors and Builders

At Experia, our tailored insurance solutions provide contractors and builders with the confidence and security to focus on their projects, knowing they are fully protected from potential risks. From foundation to finish, our comprehensive coverage minimizes financial uncertainties, ensuring smooth operations and safeguarding your business’s success.

Builder’s Risk

Our Builder's Risk coverage protects your construction projects against property damage and loss during the building phase, ensuring that your investments are secure from unforeseen events.

Surety Bonds

Surety Bonds guarantee project completion and compliance with contractual obligations, providing financial assurance and peace of mind to both contractors and clients.

Subcontractor Default Insurance

Subcontractor Default Insurance safeguards your projects by covering financial losses and delays caused by subcontractor defaults, ensuring that your timelines and budgets remain intact.

Streamlined Protection

Your Path to Protected Contracting

Step - 01

Talk To an Advisor

Consult with our expert advisors to assess your specific insurance needs and find the perfect coverage solutions.

Step - 02

Get a Quote

Receive a detailed and competitive insurance quote tailored to your unique project requirements.

Step - 03

Build with Confidence

Move forward with your construction projects, knowing you have comprehensive coverage and support every step of the way.

Experia's Contracting Coverage

Our Range of Expert Contracting Services

Valuable Services

Benefits of Contracting Insurance

Offering you the assurance that every aspect of your construction projects is covered. Allowing you to focus on building and growing your business without worrying about potential risks.

01

Financial Security

Protects your business from unexpected financial losses due to damage, liability, or defaults. Ensures that your projects stay on budget and on schedule despite unforeseen events.

02

Risk Management

Provides proactive measures to identify and mitigate potential risks before they impact your projects. Allows for smoother project execution with fewer disruptions.

03

Legal Protection

Shields your business from legal claims and lawsuits related to property damage, professional errors, or employment practices. Ensures that your legal liabilities are managed effectively.

04

Project Continuity

Guarantees that your projects can continue smoothly even in the face of setbacks. Minimizes downtime and ensures that your business operations are not interrupted.

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Knowledge is Power

Frequently Asked Questions

What is Builder's Risk Insurance and what does it cover?

Builder’s Risk Insurance covers structures and materials during construction, protecting against risks like fire, vandalism, and certain weather events. It ensures your project remains financially secure throughout the building phase.

Surety Bonds guarantee that you will fulfill your contractual obligations, protecting clients from financial loss if you fail to complete a project or meet contract terms. They enhance your credibility and provide peace of mind to your clients.

Subcontractor Default Insurance protects against financial losses and delays caused by a subcontractor’s failure to perform their work. It ensures that your project timelines and budgets remain intact even if a subcontractor defaults.

Professional Liability Insurance, also known as Errors and Omissions Insurance, covers legal fees and damages if you’re sued for negligence, errors, or omissions in your professional services. This coverage is essential for protecting your business against costly lawsuits.

Environmental Liability Insurance covers costs related to pollution and environmental damage, such as cleanup expenses and legal fees from lawsuits. It protects your business from the financial impacts of environmental incidents.

Contractor’s Equipment Insurance covers the repair or replacement of your tools and equipment if they are lost, stolen, or damaged. This ensures you can continue working without significant financial setbacks from equipment issues.

Employment Practices Liability Insurance protects against claims related to employment practices, such as wrongful termination, discrimination, and harassment. It covers legal costs and settlements, safeguarding your business from employment-related lawsuits.

Builders Warranty Insurance provides coverage for defects and issues that arise after construction is complete. It ensures that any problems with the construction are addressed, protecting both the builder and the property owner.

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